Online Banking is a very convenient way to deal with money. Sitting anywhere, you can make money transactions through your mobile or computer via the Internet. But there are many security risks associated with this medium so that online banking users should use security tips to avoid them. Users of the internet are increasing day by day, along with their threat is also increasing. The more useful it is for you, the more harmful it may be. How come you see Internet Banking can escape while online threats.
1. Never share credentials
Your online banking password, bank machine private identification number (PIN), Credit / Debit Card number, and other such credentials can be put at risk if you share it with someone. If you feel that someone knows your password or credentials, then change it immediately.
2. Follow the Password Guidelines
Whenever you create a password, it is important to keep in mind the following rules:
- Keep your password between 6 and 12 characters
- Use a combination of uppercase and lowercase letters, numbers, accented letters, etc.
- Do not create a password that you used for the first or similar account
- Do not include common words, phrases, your personal information such as birth details, husband’s name, telephone number, address etc.
It is also important that you keep changing your password from time to time. This reduces the risk of your password being stolen.
3. Use Security Antivirus
When your computer or mobile phone is connected to the Internet, it can become a victim of online hazard. Malware can cause significant damage to your data by changing or locking it. You can stay safe from such threats by using the Antivirus software for your computer and mobile security. REVE antivirus software keeps it completely secure by adding a layer of protection to your device and data with ‘anti-spam and anti-phishing’ technology.
4. Always install security updates
Windows and Mac Operating Systems push security updates periodically. These updates are important for getting installed on the system as they protect your data from new and emerging threats. You can manually install these updates at regular intervals, or you can opt for automatic updates through the settings of your Operating System.
5. Safety practice
Whenever you are going to use Online Banking, remember these tips:
- Only use trusted computer while traveling
- Never leave your computer or mobile inaccessible
- Always log out of your Online Banking accounts after using
- Always use an updated browser while browsing your online banking account
6. Clear Browser Cache
If you are using a public computer, make sure to clear Browser Cache. This is important so that your login credentials will not be stored in the browser. Once you log off of your online banking account, clear the browser cache.
7. Avoid Email Fraud
Frauding the name of the attacker in the email identifies the important financial details from the users by giving the same name. These are announced to reward the user for which their financial details such as name, address, mobile number, bank account number, etc. It is said to tell. Make sure you do not share this kind of information with anyone, because banks never ask their personal financial data from a customer.
8. Avoid counterfeit offers
If a discount or offer is appealing to you, then go to the brand or company’s real website to check if there is an agent’s easy escape.
9. Check ‘Https’
Always check the ‘https’ in the address bar whenever you open the bank’s website. If ‘https’ is not ‘s’ then it can be a fishing website that can harm you by stealing your data. So immediately stop such a website and do not fill any kind of information.
10. Opt for Mobile / Email notifications
Most online banking services now provide information on mobile or email for some types of transactions and activities. In this way, you can keep yourself up to date about the activities that happen through your online banking account and can take action immediately if anything is without your permission.
We hope these tips will help you stay safe while doing online banking. Share your security tips for online transactions in the comments section!